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  1. www.promise.com.hk › en › contact-usContact Us | Branch Location | Promise HK

    Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. www.promise.com.hk › knowledge-on-personal-loan › overview-iva-drp面對卡數，債務重組或破產二揀一？邦民低息結餘轉戶貸款令你人生 ...

    債務重組，又稱為個人自願安排（Individual Voluntary Arrangement,IVA），當申請人無法按原本債務條款還清債務時，可委託會計師或律師作為代理人，向法院申請債務重組，希望與債權人重新訂立一個新的還款計劃，多數是減低原有債務的利息、延長還款年期等，使 ...

  3. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

    Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  4. www.promise.com.hk › knowledge-on-personal-loan › personal個人信貸評級懶人包 | 改善個人信貸評級方法 | 邦民日本財務 - ...

    不要只依賴一張 信用卡 定期檢視個人消費習慣 唔想因為遲還卡數而影響個人信貸評級？邦民日本財務幫到您！ 面臨收入減少、需要現金周轉等問題，唔想因為遲還卡數而影響到個人信貸評級？邦民幫到您！邦民十分貼心，了解到客戶時間寶貴，申請 ...

  5. www.promise.com.hk › en › about-usInformation | Promise HK

    2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  6. www.promise.com.hk › knowledge-on-personal-loan › common有欠債紀錄也有機會成功借貸 | 拆解借貸謬誤 改善財務狀況 | 邦 ...

    好多人都以為信用卡有結欠，或是有其他私人貸款，就代表財務狀況不良，不能申請貸款或借貸。. 其實這是一個誤解！. 只要您有良好的信貸紀錄和評級，就能夠成功獲得私人貸款批核，順利借貸。. 但您所擁有的信用卡結欠及其他私人貸款亦不是對貸款批核 ...

  7. www.promise.com.hk › en › apply-mini-loan-formOnline emergency loan application | Promise HK

    According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)