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  1. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840

  2. Important Information. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. FAQ. Revolving Loan. FAQ - Revolving Loan. Do I need to apply again for a re-finance after full repayment of the previous loan?

  3. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840

  4. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  5. Instant Personal Loan. Low-interest Debt Consolidation Loan. Tertiary Student Loan. No-doc Loan for Self-employed. Emergency Loan. Revolving Loan. Still thinking? Promise is here to help now! Apply Now. Promise offers a variety of loan products for different financial issues. You can apply online without showing up.

  6. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  7. Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with any financial problems in your college life. See Loan Offers Calculate Your Monthly Repayment.