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  1. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  3. You can apply for Promise's "Emergency Loan" online, sign the contract and get your loan transferred easily any day of the week. Application procedure is simple and quick as income proof is not required, allowing a speedy approval §. "Emergency Loan" is suitable for customers who have short-term financial needs.

  4. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  5. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  6. For those situations where you are temporarily in need of cash, Promise provides an Emergency Loan which can easily solve all your financial troubles. You can get a fixed short-term loan of $2,000 through a simple and quick application, approval and loan agreement signing procedure online without showing up. With a fixed repayment period of 4 ...

  7. The Personal Revolving Loan has a flexible repayment amount. Once approved, you don’t have to reapply. Resolve your urgent financial needs now! ... With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow! Mr. Wong 30

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