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  2. 傳統供車上會計算方法. 如果選擇以汽車貸款(租賃)方式購入汽車,首先要繳付的便是「首期」,款項一般為年期加一乘每期供款額;如還款期為5年,即需先支付6個月的供款作首期,此方案較適合資金充裕的人士。. 相反地,汽車貸款(租購)雖然不需買家 ...

  3. 邦民的還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要的利息開支。. 根據放債人條例,實際利率最高為年息百分之36。. 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免 ...

  4. 使用邦民的私人貸款及利息計算機,已知實際年利率的情況下,令貸款利息的預算變得更簡單方便。. 貸款前只需在貸款計算機上輸入貸款額、還款期等資料,私人貸款計算機便可估算每月還款及利息。. 在比較不同借貸產品的利息等貸款資料時,客戶更可以還款 ...

  5. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  6. www.promise.com.hk › en › faqFAQ | Promise HK

    Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

  7. 我們樂意為您提供協助!. 如您有進一步疑問,或未能在此找到相應解答,. 請致電客戶服務熱線 3199 1199 查詢或 按此 聯絡我們。. 對循環貸款有疑問?. 邦民日本財務解答你的問題!. 邦民循環貸款計劃,申請方法快捷方便,讓您隨時提取循環備用現金解決突發 ...

  8. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.