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1. www.promise.com.hk › why-promise關於邦民 | 香港財務公司 私人貸款首選 | 邦民日本財務 - Promise

   www.promise.com.hk › why-promise

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   邦民香港的優勢 - 值得信賴 邦民香港是日本三大的大型銀行集團之一：三井住友金融集團（SMFG）的集團成員。 作為集團的海外子公司，邦民日本財務（香港）有限公司貫徹集團的服務理念，致力提供適合的財務支援以及靈活的私人貸款方案，與客戶建立信賴關係，成為客戶理想的財務好幫手。

2. www.promise.com.hk › product私人貸款服務 | 對應各款周轉需要 | 邦民日本財務 - Promise

   www.promise.com.hk › product

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   24小時會員專線. 提供不同特快即批私人貸款，靈活應付不同財務需要，助您解決現金周轉問題。. 邦民的貸款服務，可網上完成申請手續，全程無需現身，立即了解更多！.

3. www.promise.com.hk › latest-offer邦民最新資訊 | 私人貸款優惠 | 邦民日本財務 - Promise

   www.promise.com.hk › latest-offer

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   最新優惠 立即掌握邦民最新優惠資訊，簡易快速完成貸款，網上一批即過數，隨時解決現金周轉需要！ 邦民「友著數」會員推薦計劃 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款，推薦人可獲獎現金港幣$1,000 。

4. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

   www.promise.com.hk › en › why-promise

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   Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

5. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • Repayment Period
   • Interest Rate
   • Fee
   • Application Documents
   • Reward Program

   The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

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   When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

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   Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

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   It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

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   To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

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6. www.promise.com.hk › en › csrSustainability | Promise HK

   www.promise.com.hk › en › csr

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   Promise has been dedicated our professional service to helping Hong Kong people with their financial needs since 1992. Aside from our daily business, we also actively work with other communities in Hong Kong through various activities planning to achieve sustainability under ESG framework. We are dedicated to promoting environmental protection ...

7. www.promise.com.hk › en › knowledge-on-personal-loanBe Aware of when Choosing a Money Lender | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...