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  1. 根據《公務員貸款須知》,公務員貸款的來源通常包括政府內外信譽良好的貸款服務,主要包括: 1. 預支薪金. 政府設有預支薪金機制,若果公務員因突發事故或意外,而導致意料不到的額外開支,可以向政府尋求協助,預支往後月份的薪金,以助解決資金周轉問題。 預支薪金後的還款機制,主要以分期攤還為基礎,於一定年期內從薪金扣除指定金額,以作還款用途。 若公務員在扣減款項完結之前離職,則需要立即連同有關利息在內,將未扣減的餘款一併清還。 而在上一次預支薪金後,尚未還清金額,則通常不獲准預支另一筆薪金。 詳情可參閱《公務員事務規例》第618至639條。 2. 員工濟急基金. 濟急基金一般為總薪級表第19點或以下薪酬的非紀律部隊人員以及第一標準薪級表的員工,提供應急經濟援助。

  2. 立即網上申請. 推走證明文件,貸款一批即過數 ^ ! 不論你是全職或自僱,申請貸款只需身份證及手提電話 # ,免卻繁複步驟,輕鬆解決周轉需要! 立即網上申請. 急需貸款,不能再等? 邦民全速應援! 邦民使用轉數快極速過數,現金一批即到手 ^ ,助你瞬間捕捉黃金機會,理想生活一擊即中! 立即網上申請. 全城驚喜, 實際年利率低至1.12%! 邦民超低息貸款,助你輕鬆周轉,減省利息支出。 請即. 了解更多 詳情! 立即網上申請. 春日應援,花開好運來,洋溢暖意送大禮! 新客戶成功貸款,獎現金高達$10,000 ! 立即 了解詳情 ! 立即網上申請. 24 小時網上即時批核 ⦿ ,助你跨越難關! 邦民貸款由申請至過數,都可網上辦妥,全程無需現身 * 。 一經批核,現金極速到手 ^ 。

  3. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  4. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  5. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  6. ATM Card The ATM card must be an individual Hong Kong currency account issued by a local bank that contain the name of applicant to be used for transaction arrangement (name of applicant and bank account should be clearly shown). For example, ATM card

  7. Promise’s Personal Loan Calculator calculates monthly interest repayment with the annual percentage rate as a reference, so you can customise your loan amount and repayment period. Learn more now.