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  1. 3. The above Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). This APR does not include cash rebate. The Annualised Percentage Rate ranged from 1.65% to 48% and flexible repayment period of 12 to 60 months.

  2. The Annualised Percentage Rate (“APR”) is 2.15% (based on the loan amount of HKD200,000 or above with tenor of 36-month and the actual Monthly Flat Rate). For client who has applied for tenor 24-month with loan amount of HKD700,000, will be subject to a monthly flat rate of 0.0929% and the corresponding APR is 2.15%.

  3. I am an existing Standard Chartered Bank Customer. Agree all and complete. Make an appointment now. Wondering how much you will need for your child's university education? Use our education calculator to plan your budget and prepare the best for your children.

  4. Personal Loan Repayment Calculator. Remarks. ^ Daily interest as low as HK$10 (rounded down to the nearest integer) is calculated with the loan amount of HK$100,000, tenor of 12 months and monthly flat rate of 0.31% which is equivalent to APR of 7.01%. (Loan amount: $100,000 * monthly flat rate 0.31% * Tenor 12 months) / 365 days = HK$10.19.

  5. The above illustration is calculated based on a monthly flat rate of 0.2200% with 48-month loan repayment period for a Standard Chartered Personal Instalment Debt Consolidation Program (“Program Loan”). The APR is 5.13% (rounded up or down to the nearest two decimal places), and the total loan repayment amount is HKD221,120 (including full ...

  6. Applying for Debt Relief Programme. You can contact us through the following channels: Phone: (852)2267-2299 during 9.00 a.m – 6.00 p.m., Monday – Friday. Email: drp.workunit@sc.com. Mail: DRP WorkUnit, Hong Kong Collection & Recoveries. 15/F, Standard Chartered Tower, 388 Kwun Tong Road, Kwun Tong, Hong Kong.

  7. Statement is not paid in full on or before the Payment Due Date specified in the Statement. For example: • Instalment Credit /Credit Cash Amount: HKD120,000; • Instalment period: 12 months; • Monthly handling fee: 1% of the Instalment Credit/ Credit Cash Amount; • The Designated Credit Card does not have other Voluntary Charges such as ...

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