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Promise truly got your back! Whether you are employed or self-employed, you can apply loan with just your ID card and mobile number #! No supporting documents are required! New customer will receive a cash reward of up to HK$10,000 ! Apply Now. Get a Personal Loan anytime, anywhere you are. The application process is quick and easy.
了解詳情. 最新影片. 《免入息證明，輕鬆貸款》 邦民全心應援你！ 無論在職或自僱，無需證明文件，有身份證及手提電話 # 就申請得！ 新客戶獎現金高達HK$10,000 ！ 電視廣告. 《無需現身，邊度貸款都得》 邦民時刻應援你！ 由申請至過數都無需現身 * ，助你向夢想衝刺！ 新客戶獎現金高達HK$10,000 ！ 電視廣告. 《轉數快過數，貸款一批即到手》 邦民全速應援你！ 轉數快極速過數 ^ ，貸款一批即到手，助你捕捉機會！ 新客戶獎現金高達HK$10,000 ！ 電視廣告. 《免入息證明，輕鬆貸款》 邦民全心應援你！ 無論在職或自僱，無需證明文件，有身份證及手提電話 # 就申請得！ 新客戶獎現金高達HK$10,000 ！ 電視廣告. 《無需現身，邊度貸款都得》 邦民時刻應援你！
- Repayment Period
- Interest Rate
- Fee
- Application Documents
- Reward Program
The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...
When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...
Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...
It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...
To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...
3199 1199. 24小時會員專線. 提供不同特快即批私人貸款，靈活應付不同財務需要，助您解決現金周轉問題。 邦民的貸款服務，可網上完成申請手續，全程無需現身，立即了解更多！
政府為紓緩失業及無業人士面臨的財政壓力，再次推出「百分百擔保個人特惠貸款計劃」（失業貸款），讓失業及無業者借錢解決燃眉之急。 不過，是不是只要失業或無業就可以借錢？ 失業無業人士在借錢之前，必先了解符合申請失業貸款計劃的各項條件及其他相關的注意事項。 失業貸款的申請資格及詳情. 自僱人士、自由職業者、散工或臨時工需注意事項. 失業貸款以外的周轉方法. 申請失業貸款有甚麼條件？ 新一輪的失業貸款比以往優惠，申請人只需擁有有效銀行帳戶，及無破產申請或訴訟即可申請。 借錢上限為申請人失業或無業前的平均收入的9倍，貸款額最多可達HK$100,000，年利率亦只有1%，最長還款期亦由6年延長至10年。 政府進一步提高了是次失業貸款計劃的靈活性，以協助受疫情影響的人士。
借款人必須使用其會員號碼及一次性專用密碼 (下稱「接達代碼」)以使用有關服務。 邦民會以短訊發送接達代碼至客戶最近登記於邦民的手提電話號碼，客戶須承擔有關風險。 客戶必須確保其收取手提電話訊息功能在相關的客戶裝置上可使用； 借款人承認當借款人身處外地或使用外地流動電話服務網絡時，借款人的流動電話服務供應商可能未能支援借款人以短訊形式接收接達代碼。 同時，服務供應商亦可能會就接收一次專用密碼及其他密碼 (如有)收取費用。 邦民不會承擔任何由服務供應商或其他有關機構所收取之費用。 借款人現授權邦民根據其指示相關銀行 (「該銀行」)直接付款授權服務，有關設立的銀行號碼已由借款人於邦民電話系統內確認之銀行戶口 (「該銀行戶口」)。
重要資訊. 本公司近日接獲報告，涉嫌有騙徒冒認本公司代表/員工，向客戶要求還款。 請 按此 瀏覽詳情。 私人貸款知識. 信用卡分期提早還款有著數？ 拆解信用卡找數三大迷思！ 信用卡分期提早還款有著數？ 拆解信用卡找數三大迷思！ 在需要周轉時，許多人均會透過申請 私人貸款 、透支信用卡或信用卡分期以解決燃眉之急。 當周轉問題解決後，不少人希望能提早還款，節省利息支出。 然而，提早還款有機會需要支付額外費用，隨時不能省下金錢之餘還要倒過頭來蝕錢。 到底為何信用卡分期計劃提早還款要支付額外費用？ 大眾對信用卡找數的三大迷思又是甚麼？ 本文將會詳細分析提早還款的規則及計算方法，讓您在還款或信用卡找數方面也能成為精明的一群！ 拆解信用卡找數三大迷思.
