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Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...
Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...
2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.
Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.
- What Are Financial Intermediaries?
- The Common Tricks of Unscrupulous Financial Intermediaries
- Be Cautious to Avoid Being Scammed
Financial intermediaries are not real financial institutions, but third-party institutions acting as agents who help people to apply for lower interest rate loans in exchange for the handling fee from financial institutions. Unscrupulous financial intermediaries charge the applicants steep handling fees with the excuse of offering financial assessm...
Unscrupulous financial intermediaries collect personal data from illegal means and phone scam their targets. Here are a few common tricks they use: 1. Claim they can help to apply for loans with a low interest rate and low criterion, with the promise of "no charge without result". This method lures people with financial difficulties into borrowing ...
The safest way to not fall prey to unscrupulous financial intermediaries is borrowing money from licensed money lenders with good credibility, such as Promise. Financial institutions with a money lender's license number are regulated by the government, which protects the consumers. The personal loan plans of Promise offer annual percentage rates as...
The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.
You can apply for Promise's "Emergency Loan" online, sign the contract and get your loan transferred easily any day of the week. Application procedure is simple and quick as income proof is not required, allowing a speedy approval §. "Emergency Loan" is suitable for customers who have short-term financial needs.
