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針對大部分職業而言,重新整合欠款計劃並不需要使其信貸紀錄受到影響,亦不需要知會其僱主,以冒被裁員的風險,因此重新整合欠款計劃可說是適合所有有需要人士。. 然而,當中一些重新整合欠款計劃亦有條件門檻,例如總欠款額與薪金比例、債權人是否 ...