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  1. Apply Tertiary Student Loans online with just your ID card, mobile number and student card, application is easier than ever! Online Instant Approval ⦿. Faster Payment System (FPS) Instant Transfer ^ Promise loans are transferred instantly via FPS upon approval. Applying for loan is easier for tertiary students. Flexible Repayment.

  2. 成功案例. 生活需要靈活,邦民貸款適用於大專學生,助大學生渡過一時難關。. 梁先生. 20歲,大專生. 有關大專學生貸款的資訊,最初是從中學的師兄口中得知。. 他分享自己中學至大學的心路歷程,當中一句令我頗有印象,他說「現實生活是殘酷的,以往在 ...

  3. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  4. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  5. Can't find what you need from the FAQ section? PROMISE is here to help! Submit your enquiry or opinions via the form below and we will get back to you as soon as we can. Overview of Loan Product Information: The minimum and maximum repayment period is 3

  6. In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

  7. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

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