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2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.
Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.
Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...
- Why You Cannot Overdue in Credit Card Payments?
- Pay Additional Credit Card Interests and Handling Fees
- Impact of Negative Credit History on Credit Scores
- Impact on Your Personal Development and Life
- How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?
The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...
When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...
Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...
If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...
To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...
特選會員優惠. 為感謝您一直以來的支持，邦民現賞您尊貴的特選會員優惠。. 您只需於2021年12月31日或之前成功提取貸款，即可獲取高達港幣$4,000現金獎賞 。. 申請貸款方法如下：. 親臨任何一間 邦民分行 ；. 致電24小時會員專線 3199 1111 (按「2」使用循環貸款 ...
Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...
As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$4,000 Cash Reward immediately if you have successfully drawn down the loan on or before 31 December 2020. You can apply for a loan via any channel listed below: Visit any of our branches.
