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  1. 2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

  2. Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.

  3. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  4. The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.

  5. 特選會員優惠. 為感謝您一直以來的支持,邦民現賞您尊貴的特選會員優惠。. 您只需於2021年12月31日或之前成功提取貸款,即可獲取高達港幣$4,000現金獎賞 。. 申請貸款方法如下:. 親臨任何一間 邦民分行 ;. 致電24小時會員專線 3199 1111 (按「2」使用循環貸款 ...

  6. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  7. As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$4,000 Cash Reward immediately if you have successfully drawn down the loan on or before 31 December 2020. You can apply for a loan via any channel listed below: Visit any of our branches.

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