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  1. 免責聲明 此影片所載的資料僅供參考,並不構成對任何人士提供任何建議或以作出任何財務決定,也不應被視作為代替專業建議。任何人士不應在未尋求特定專業意見前,單靠此影片作出任何決定。 此影片所載的資料並不構成邀請作出購買或出售任何銀行或保險產品或服務。

  2. The perceived affluent benchmark has grown by 8% from last year, significantly exceeding the actual average and revealing a marked disparity. Increased caution towards wealth management in 2023. This year, 49% of respondents have adopted a more cautious approach, reflecting an 8% increase from the previous year.

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  7. Time Deposit. Description. A type of life insurance that has a strong savings element, but is distinct from a bank savings account. The policyholder pays the insurance company a premium in a lump sum or by instalments, and receives the guaranteed cash value when the policy matures. Some fixed-term endowment plans on the market also offer non ...