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  1. Promise is your first-choice lender. Annual percentage rate (APR) as low as 1.12%. Low interest loan to ease your burden. Apply Online Now. Promise – Easy Loan, Easy Pay! As a money lender providing online low interest loans, we are here to help meeting your financial needs. Welcome Offer Rewards up to HK$10,000 cash.

  2. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

    • Your Loan, Your Call
    • The More You Repay, The More You Save
    • Instant Approval
    • Withdraw Anytime

    Normally, a typical loan process involves the application, approval, and fund transfer which are one-time procedure. Every time when you apply for re-finance, you need to reapply and resubmit documents, which is time-consuming and inflexible for your urgent needs. Revolving loans exempt you from all these complicated procedures. Credit limit is res...

    Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount in full or in part according to your abilit...

    General personal loans are approved manually in typical finance institutions. It may take around 10 working days or more from the application to transfer, which is a pressing matter to the borrower. You may apply Promise revolving loan online or via the member hotline without additional application procedures. It is more convenient than typical per...

    Convenience is vital for personal loans. Promise's revolving loan service transfers funds to your bank account 24 hours a daywithout limitation by time and working days. Your urgent needs are easily resolved. Promise's revolving loan is a quicker and easier solution, which addresses your financial emergency in different situations and enables you t...

  3. It has never been easier! Learn More. Instant Personal Loan. Low-interest Debt Consolidation Loan. Tertiary Student Loan. No-doc Loan for Self-employed. Emergency Loan. Revolving Loan. Apply Now. The self-employed persons can apply for a Self-employed Personal Loan because no income proof is needed. Apply online and get approved instantly.

  4. Promise, Best Choice for Revolving Loan. Re-financing Loan Credit. Faster Payment System (FPS) Instant Transfer ^ Apply for a revolving loan without additional application procedures. You can withdraw approved credit anytime. Flexible Repayment. Repayment period varies from 3 to 84 months, with no handling fees and penalties for early repayment.

  5. It has never been easier! Learn More. Instant Personal Loan. Low-interest Debt Consolidation Loan. Tertiary Student Loan. No-doc Loan for Self-employed. Emergency Loan. Revolving Loan. Apply Now. The Personal Revolving Loan has a flexible repayment amount.

  6. Online Enquiry. Promises branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

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