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  1. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  2. 了解詳情. 最新影片. 《免入息證明,輕鬆貸款》 邦民全心應援你! 無論在職或自僱,無需證明文件,有身份證及手提電話 # 就申請得! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《無需現身,邊度貸款都得》 邦民時刻應援你! 由申請至過數都無需現身 * ,助你向夢想衝刺! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《轉數快過數,貸款一批即到手》 邦民全速應援你! 轉數快極速過數 ^ ,貸款一批即到手,助你捕捉機會! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《免入息證明,輕鬆貸款》 邦民全心應援你! 無論在職或自僱,無需證明文件,有身份證及手提電話 # 就申請得! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《無需現身,邊度貸款都得》 邦民時刻應援你!

  3. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  4. 用信用卡預繳消費後,遇上商戶結業,可以怎麼辦? 雖然各大發卡機構於處理退款申請上的安排各有不同,但要留意信用卡分期付款計劃一般不受退款機制保障。 若然商戶結業,消費者有機會既未能追回款項,又要負起還款責任,便會蒙受雙重損失。 因此,在購買預繳式產品或服務時,記得量力而為,看清楚條款細則。 大眾對信用卡的常見誤解. 一、開多張信用卡 = 不善理財? 只使用同一張信用卡交稅、交學費及其他大額消費,找卡數時能一併處理,不就是更方便更有助理財嗎? 事實上,只使用一張信用卡的話,有機會令信貸使用度過高,而影響信貸評分,皆因信貸使用度是以信用卡結餘除以信貸額度所得的:

  5. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  6. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  7. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

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