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  1. English version prevails In case of any conflict or inconsistency between the Chinese and English versions of the Loan Agreement, the English version shall prevail for all purposes. If the Borrower needs a Chinese and/or English version of the Loan Agreement, he should request one from the Lender.

  2. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  3. Promise is your first-choice lender. Annual percentage rate (APR) as low as 1.12%. Low interest loan to ease your burden. Apply Online Now. Promise – Easy Loan, Easy Pay! As a money lender providing online low interest loans, we are here to help meeting your financial needs. Welcome Offer Rewards up to HK$10,000 cash.

  4. In case of discrepancies between the English and Chinese version of this Personal Information Collection Statement, the English version shall apply and prevail for all purposes. Promise (Hong Kong) Co., Limited Last Updated Date : Dec 2022

  5. Promise (Hong Kong) Co., Limited. (In the event of any inconsistency between the English and Chinese versions, the English version will prevail.) Promise’s online system uses encryption technology up to industry standards and has strict security measures to protect your personal information. Apply now!

  6. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  7. Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.

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