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  1. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  2. 24小時會員專線. 提供不同特快即批私人貸款,靈活應付不同財務需要,助您解決現金周轉問題。 邦民的貸款服務,可網上完成申請手續,全程無需現身,立即了解更多!

  3. 最後,無論傳統大裝還是時下流行的輕裝修,無非都是想呈現最理想的居住環境,供一家人日後享受生活,希望以上的小貼士和裝修貸款資訊,能幫大家靈活運用裝修預算,並免卻裝修報價單超支帶來的負擔,一起擁抱美好的家居生活!

  4. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  6. It has never been easier! Learn More. Instant Personal Loan. Low-interest Debt Consolidation Loan. Tertiary Student Loan. No-doc Loan for Self-employed. Emergency Loan. Revolving Loan. Apply Now. The Personal Revolving Loan has a flexible repayment amount.

  7. 申請有任何疑問? 申請貸款. 借款人資格及文件要求. 利息及手續費. 貸款審批及過數. 還款. 登入「簽署貸款合約專區」 登入/管理會員帳戶. 技術支援. 3199 1199. 對循環貸款有疑問? 邦民日本財務解答你的問題! 邦民循環貸款計劃,申請方法快捷方便,讓您隨時提取循環備用現金解決突發財務需要。