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  1. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  2. 最新優惠 立即掌握邦民最新優惠資訊,簡易快速完成貸款,網上一批即過數,隨時解決現金周轉需要! 邦民「友著數」會員推薦計劃 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。

  3. You can apply for Promise's "Emergency Loan" online, sign the contract and get your loan transferred easily any day of the week. Application procedure is simple and quick as income proof is not required, allowing a speedy approval §. "Emergency Loan" is suitable for customers who have short-term financial needs.

  4. 根據放債人條例,實際利率最高為年息百分之36。 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免,每月還款金額為HK$5,940。 所有示例資訊只作參考,最終批核按個別申請人之實際情況而定。 邦民貸款以日息計算,借幾日計幾多,減省不必要的利息支出。 就算比預期提早清還都只會計到還款當日利息,更無罰息或手續費,彈性靈活,不論長短期貸款都可借得更抵﹑慳得更多。

  5. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  6. 2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  7. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

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