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  1. 1.入場費較低. 租客一般只需向業主預繳2個月租金作按金和1個月租金作上期,俗稱「兩按一上」,亦無需承擔房屋各項費用,包括維修費、保養費以及電器安裝費,變相資金儲備不必如買樓的多,入場門檻較低。 2.租期彈性高. 在「死約」過後,一般只需1個月通知即可終止租約,因此租客可按自身經濟狀況、喜好或其他因素移居心儀住所,彈性較買樓高。 3.靈活資產配置. 由於無需一筆過繳交巨額首期,租客故可將資金分散投資在不同產品身上,適合對投資具備心得的人士,靈活運用手頭上的資金。 提防陰濕位! 5大租屋注意事項. 租樓注意事項一:搵樓途徑. 市面上的租盤分為業主盤和代理盤。

  2. 了解詳情. 會員優惠. 邦民「友著數」會員推薦計劃. 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。 了解詳情. 最新影片. 《免入息證明,輕鬆貸款》 邦民全心應援你! 無論在職或自僱,無需證明文件,有身份證及手提電話 # 就申請得! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《無需現身,邊度貸款都得》 邦民時刻應援你! 由申請至過數都無需現身 * ,助你向夢想衝刺! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《轉數快過數,貸款一批即到手》 邦民全速應援你! 轉數快極速過數 ^ ,貸款一批即到手,助你捕捉機會! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《免入息證明,輕鬆貸款》 邦民全心應援你!

  3. 邦民貸款是以日息計算,即是使用貸款一日只需繳付一日 利息。 如何減少利息開支? 邦民是以息隨本減的方式計算,您可以利用邦民之彈性繳款特性,隨時增加還款金額去償還本金,利息便會隨著您本金降低而減少,甚至乎提早全數清還亦可,利息只 ...

  4. 2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  5. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  6. Promise truly got your back! Whether you are employed or self-employed, you can apply loan with just your ID card and mobile number #! No supporting documents are required! New customer will receive a cash reward of up to HK$10,000 ! Get a Personal Loan anytime, anywhere you are. The application process is quick and easy.

  7. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

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