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2024年3月11日 · 新車的汽車貸款一般不會有太大限制，但二手車若車齡太高例如 20 年以上，未必可以成功上會，只可考慮透過私人貸款購買車輛。 上會保險 如果選擇上會，無論車價多少也必須要因應財務公司要求而購買全保，以 5 年上會期計算，全期保險至少達數萬元，決定上會前建議先計好數。
- 香港九龍觀塘鴻圖道1號37樓15-20室
- 3113 2112
- Car Park Charges
- Car Insurance
- Fuel Expense
- Vehicle Depreciation and Repair
- License Fee
- Contact Kwiksure to Compare Car Insurance Policies
Due to the shortage of land and trend of speculation in Hong Kong, car park charges are by no means cheap. The hourly parking rate in an HA’s estate is around HK$13 to HK$17, while that from Link REIT is more than HK$17. The hourly parking rate in large shopping malls ranges from HK$20 to HK$25. In popular areas such as Causeway Bay or Tsim Sha Tsu...
According to the laws of Hong Kong, third-party insurance must be provided for all vehicles using the roads by the driver, where offenders can be fined HK$10,000 and imprisoned for 12 months. Although third-party insurance is cheaper than comprehensive insurance, it offers less coverage for your vehicle, which only protects the rights and interests...
Hong Kong is one of the most expensive cities in the world for fuel. Although fuel prices have plummeted recently, Hong Kong's fuel price has not changed significantly. At the time of writing this article (May 7th, 2020), the fuel price per litre was HK$13.40. If you would like to save money on petrol, one of the ways is to drive a car with low fue...
As the vehicle gets older, especially for second-hand cars, problems may arise easily and the repair fee usually goes higher. In addition to the repair fee in the event of an unexpected breakdown, a vehicle generally requires inspections every 6 months or about 5,000 km (whichever comes earlier) and replacement of consumables such as fuel, fuel fil...
Under the requirements of the existing legislation in Hong Kong, drivers of all vehicles using the roads must pay for the license fee with an option for yearly payment or once every four months. But if you opt for the latter, the total cost will be higher. As a result, the driver who is sure to continue using the vehicle usually chooses to renew th...
In conclusion, the cost of running a car in Hong Kong is undoubtedly high, but as long as you know how to save money, you can still save a lot in some aspects such as vehicle insurance. In addition to the above tips, the most important thing is to find an experienced and reliable vehicle broker to advise you on a plan that meets your requirements a...
- Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
- 3113 1331
顧名思義，無索償折扣即是當保單持有人過去一段時間內（以年計）不曾索償，保險公司就會在下年續保時，提供相應百分比的保費折扣，通常是 20% - 60%。. 無索償折扣全名是 No Claims Discount，是汽車保險所特有的，後來也應用於其他保險，例如醫療保險。. 無索 ...
2022年8月23日 · 影響全保三保保費 9 大因素. 在車主申請汽車保險時，車保公司都會根據以下的因素去釐定保費：. 1. 車主駕駛經驗（牌齡）及年齡. 車主的駕駛經驗及年齡可說是眾多因素中最直接的條件。. 通常保險公司都會拒絕 25 歲以下的駕駛者或牌齡不足兩年的車主承保 ...
- 香港九龍觀塘鴻圖道1號37樓15-20室
- 3113 2112
2018年6月8日 · 會影響保費的違例駕駛事項. 保險公司在為你的汽車保險定價時，最有可能考慮以下事項。. 這些違例事項與危險或不小心駕駛有直接關係，保險公司會視其為警號，顯示司機未來可能引致交通意外和索償。. 可能增加保費的交通告票事項包括：. 超速多於每小時 ...
2024年3月21日 · 5間駕駛課程費用比較及評價｜李健、駕院、貨櫃業職工總會. 政府的持續進修基金（CEF）最新資助額達 HK$25,000，包括香港駕駛學院、李健駕駛學校及貨櫃業職工總會的駕駛課程，學車人士扣除資助金額後只需支付約 HK$5,000 至 HK$6,000。. 快而保今次就比較這三間 ...
- 香港九龍觀塘鴻圖道1號37樓15-20室
- 3113 2112
2019年7月26日 · 這是最簡單直接的方法。 你只需要繳付按金，再在指定時期內每個月繳付特定金額的供款。 注意事項： 這種方法直到你供款完之前，汽車都不屬於你，意味著如果你忘了供款，汽車商有權收回你的汽車。 在香港，分期付款的協定是你與汽車商或者提供服務的中介達成的。 分期付款在香港十分流行. 根據我們快而保的專家所講，超過九成的香港買家都會選擇分期付款。 除了銀行借貸之外，分期付款是買車最簡單的方法。 分期付款的利弊. 分期付款的好處. 靈活的月供金額（一年至五年），但供款時間越長，你付的利息越高。 需要繳付的訂金較低（通常是汽車價格的一成） 息率固定，所以你可以肯定每個月需要繳交的金額。 分期付款的壞處. 完供之前，你都不算正式擁有該車輛，意味著如果你陷入財困，融資的公司有權取回你的汽車。
- 香港九龍觀塘鴻圖道1號37樓15-20室
- 3113 2112
