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30歲，網店店主. 我是一家手作品網店店主，生意時好時壞，每月收入並不穩定。 一旦周轉不靈，需要動用積蓄去支付營運及其他開支。 於是，我嘗試申請私人貸款，希望藉此減低財務負擔。 雖然試過向幾間銀行申請貸款作比較，但作為自僱人士的我並無固定入息，結果都因未能提供有效入息證明而無法獲批，令我相當氣餒。 碰巧從另一個創業的朋友口中得知邦民私人循環貸款計劃，比較過後，發現利率優惠之餘，申請手續亦非常簡單。 而且私人循環貸款一經批核，毋須逐次申請，可以隨時運用已獲批的貸款額。 而且與銀行比較，邦民的私人循環貸款還款期非常有彈性，可以隨時還款，完全配合我的資金流動需要。 無論是購置公司用品還是有周轉需要，都可以隨時提取，好像多了一個備用現金戶口。
Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.
2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.
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