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  1. After completing the CEF courses, individuals can apply for a subsidy up to HK$25,000, with unlimited number of claims. Also, there are no restrictions on the validity period or applicant's upper age limit. CEF Eligibility Requirement Must be aged 18 or above at ...

  2. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Having technical troubles in managing your member accounts or applying for loans? Promise is here to help! Loan is transferred instantly upon approval! Learn more now.

  3. The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.

  4. How Promise protects you online. Promise (Hong Kong) Co., Limited ("Promise") ensures your online transactions are safe and secure. As a financial service provider, Promise is used to thinking about security. Promise uses industry standard security technology and practices to safeguard your account from any unauthorized access.

  5. Knowledge on Personal Loan. When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

  6. TERMS AND CONDITIONS FOR PROMISE ONLINE LOAN APPLICATION AND LOAN AGREEMENT SIGNING SERVICE These Terms and Conditions govern the respective rights and obligations of the Customer and Promise (Hong Kong) Co., Limited ("Promise") in connection with the use of the Online Loan Application, Loan Agreement Signing and Loan Withdrawal Service (collectively "Service").

  7. Residents should complete the reinstatement works within 60 days after receipt of the enforcement notice, or the residents will be ordered to vacate the housing unit. Additionally, they are required to pay administrative fees to the Housing Authority for cleaning and restoration purposes.

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