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普通年金 （Ordinary Annuity）是指 每期期末 收付款项的年金 [1-2] [4]，例如采用 直线法 计提的单项 固定资产 的折旧（折旧总额会随着固定资产数量的变化而变化，不是年金，但就单项固定资产而言，其使用期内按直线法计提的 折旧额 是一定的）、一定期间的租金（租金 不变期间 ）、每年员工的 ...
2024年4月16日 · An annuity with a GLWB provides guaranteed income for life even if the underlying investment account value (meaning the annuity’s) has been depleted. The variable GLWB annuity allows you to remain invested in the market, but it guarantees income, and that income can increase based on markets, but it will not decrease. 6 The longer you defer your income, the larger your payout could be.
年金派發率即年金率，計算方法為：保證每月年金金額x 12 /保費x 100%。. 假設一位60歲女士以1,000,000港元投保香港年金計劃，保證每月年金金額為4,700港元。. 其年金派發率為5.6% (4,700港元x 12 / 1,000,000港元x100%)。. 如保單作部份退保或特別款項提取，其後的保證每月 ...
非凡即享年金計劃. 一筆過繳付保費即享每月保證入息，助您輕鬆退休. 自選終身派發每月保證入息，一世出糧. 每月保證獎賞及潛在回報，為您的財富增值. 人生階段獎賞，與您一同經歷不同的人生階段. 受益人領取年金選擇，靈活傳承財富….
2024年4月2日 · An annuity is a contract between an individual and an insurance company. The individual makes a lump sum payment or series of payments. In exchange for these payments, the insurer agrees to provide the individual with regular income payments, starting immediately or in the future. There are three types of annuities –fixed, variable, and ...
2023年11月27日 · Annuities are insurance products designed to provide you with regular income—often for life. Many also have investment components that can potentially increase their value (and your income). When you buy an annuity, typically from an insurance company, the provider invests the money with the goal of gaining value over time or generating ...
2024年2月26日 · Present Value Of An Annuity: The present value of an annuity is the current value of a set of cash flows in the future, given a specified rate of return or discount rate. The future cash flows of ...
