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  2. 上車攻略: 拆解高成數按揭 想知道高成數按揭有何要求?雙糧、花紅、佣金能否計入息?怎樣才可令預算更鬆動? ... 置業及按揭申請流程 總結買樓的8個步驟,詳述買樓和申請按揭貸款的流程。 了解更多

  3. Borrower = The person responsible for the loan debt and for making payments. Guarantor = The person who provides a guarantee for a mortgage. Tips: Whether you are thinking of becoming a mortgagor, borrower or guarantor, you must consider the impact on your future borrowing capacity, and plan carefully, especially if you intend to buy other ...

  4. 申请按揭除了业主,还可以加入第三方作为借款人或担保人。本文将为您解构三大角色的不同责任,以及对未来借贷能力的影响。 置业买房可以是个人努力的成果,也可以是一家人的财富部署。您知道申请按揭除了抵押人(即业主)之外,还可以加入其他借款人或担保人吗?

  5. 申請樓按經常聽到H按、P按、定按,其實有何不同?應該選擇哪一種才能符合預算又慳息?面對經濟大環境變化又有何要注意? 本港樓按計劃主要分為浮息和定息,而浮息按揭又分為「H按」與「P按」,本文教您分清當中的分別,掌握利率走勢對供樓開支的影響。

  6. Under this plan, first-time home buyers with a regular salary can get a mortgage loan of up to 90% LTV for properties valued at $4M or less; and up to 80%-90% LTV for properties valued above $4M but less than $4.5M (maximum loan limit of $3.6M); for properties valued at and above $4.5M to $6M, you may obtain a mortgage loan of up to 80% LTV (up ...

  7. Scheme process with you; however any dispute over the contractual terms of the product should be resolved between HSBC Life and you directly. For more details on HSBC Life insurance products, please visit the insurance page on the HSBC ...

  8. Disclaimer Before claiming any tax deductions, you must meet all eligibility requirements set out in the provisions under the Inland Revenue Ordinance, while following the guidance issued by the Inland Revenue Department (“IRD”) of the Hong Kong SAR. This ...