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When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!
Debtors should always consider other available repayment schemes for settling credit card debts, such as IVA, DRP or balance transfer plans offered by banks and financial institutions. This article will discuss the pros and cons of these options.
A good Credit Rating may help the applicants to obtain a lower interest rate. Some banks may also refer to your Credit Rating for determining the mortgage loan amount. The most important thing is that a good Credit Rating may also be helpful for the immigration application process.
The fund offers emergency financial assistance to non-disciplined staff on Point 19 of the Master Pay Scale or below, and Model Scale I staff. Eligible civil servants may apply for an interest-free loan from the relieve fund not exceeding a total of HK$4,000.
Important Information Do not disclose your password to anyone (including Promise staff and the police). Our Company does not directly promote loan products to individuals, require customers to repay loans or request personal information through WhatsApp, WeChat or Facebook.
Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with any financial problems in your college life. See Loan Offers Calculate Your Monthly Repayment.
Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select.
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