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  1. 汽車貸款比較: 睇清車貸利率及2021年優惠 | MoneyHero

    www.moneyhero.com.hk/zh/personal-loan/car-loans

    唔想上會供車?立即了解邊間銀行或汽車貸款公司最平!我哋知道購買汽車需要龐大的開支,唔想上車會嘅你需要預留資金支付每月供款、每年牌費、汽車保險保費、油費、隧道費、停車場費用、汽車維修及保養等費用。立即比較各大銀行和貸款機構的汽車貸款,找出全港最抵 ...

  2. Car Loan

    www.ocbcwhhk.com/personal-banking/en/loans/car-loan.html

    OCBC Wing Hang Car Loan. At OCBC Wing Hang, we are dedicated to providing supreme service for extreme customer satisfaction.We are well experienced in car finance and take the leading position in Hong Kong car finance market. Our professional ...

  3. Car Loan | Encyclopedia.com

    www.encyclopedia.com/.../car-loan
    • What It Means
    • When Did It Begin
    • More Detailed Information
    • Recent Trends

    A car loan (also known as an automobile loan, or auto loan) is a sum of money a consumer borrows in order to purchase a car. Generally speaking a loan is an amount of money that is lent to an individual, a business, or another entity. The party that lends the money is known as the lender, while the party borrowing the money is called the borrower. When taking out a loan a borrower agrees to pay back the full loan amount, as well as any interest (a percentage of the loan amount, usually calculated on an annual basis), by a certain date, typically by making monthly payments. Car loans follow most of the same rules and procedures that apply to other loans. In most cases when purchasing a car, a borrower will specifically apply for a car loan; however, a consumer can also use a personal loan (a loan obtained by an individual to use at his or her discretion) for the same purpose. All car loans are for specific lengths of time, generally anywhere between 24 and 60 months, although some ca...

    The car loan officially originated in 1919, when the General Motors Corporation (an automobile manufacturer founded in 1908 in Flint, Michigan) established the General Motors Acceptance Corporation, or GMAC. GMAC arose in response to the growing demand for automobiles among American consumers after World War I. In 1919 GMAC established offices in five North American cities; a year later it opened its first office in Great Britain. As the car loan business expanded, other automobile manufacturers began to develop their own financing divisions. One of the most prominent was the Ford Motor Credit Company, founded in 1923. Although car loans were available most American consumers during the first half of the twentieth century paid cash for their automobiles.

    When a borrower takes out a loan on a car, he or she is agreeing to buy the car. Upon entering into the loan agreement the borrower gains the right to drive the car, while also taking possession of the car’s title (a document showing proof of ownership of a piece of property). Technically speaking, however, the borrower does not yet own the car; the lender owns the car until the borrower has finished paying off the loan. Each car payment consists of two parts: the principal (the original amount of the loan) and the interest. Interest on car loans depends primarily on three main factors: the credit rating of the car buyer, whether the car is new or used, and the price of the car. As a rule interest rates on new cars tend to be lower than interest rates on used cars. Also, as the price of a car goes up, the interest rate will usually go down. For example, if a consumer wants to purchase a used truck listed for $2,500, the loan interest rate might be 6.49 percent; if that same consumer...

    As with a number of other types of loans, car loans have become increasingly available over the Internetsince the late 1990s. There are many advantages involved with shopping for car loans online. For one, shopping for loans online allows consumers to compare interest rates from a wide range of lenders, in a relatively short amount of time, therefore giving them a better chance of securing the best deal. Also, because online car loan companies require little cost overhead (the expenses involved with running a business, including renting an office, paying employees, buying office supplies, and so on), they can often offer consumers lower interest rates than those offered by traditional banks.

  4. Getting a car loan with bad credit, good credit, or no credit has never been easier! We want to help you get into the car you deserve. 100% Safe & Secure We care about you and your privacy, so we go to great lengths to protect your personal ...

  5. Auto Loan Payment Calculator | Cars.com

    www.cars.com/car-loan-calculator

    11/6/2021 · Use our auto loan calculator to calculate car payments over the life of your loan. Enter your information to see how much your monthly payments could be. You can adjust length of loan, down payment...

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  7. Car Loan Calculator: Get Ready to Buy a Vehicle | CIBC

    www.cibc.com/.../calculators/car-loan-calculator.html

    CIBC Personal Car Loan You may be able to borrow up to 100% of the funds needed to buy a vehicle and take up to 8 years to repay the amount. 1 Learn more about the CIBC Personal Car Loan. Apply now

  8. Car Loan | OCBC Singapore

    www.ocbc.com/personal-banking/loans/car-loans

    Get a car loan before stepping into the showroom Shop for a new or used car that is within your budget by knowing your maximum loan amount beforehand. Fast, simple and secure loan application Apply securely via Myinfo and get your car loan appro ...

  9. Car Loan Interest Rates. Processing Fee. Bank of Baroda Car Loan. 7.25% p.a. onwards. 0.50% of loan amount up to a maximum of Rs.10,000 plus GST. Canara Bank Car Loan. 7.30% p.a. onwards. 0.25% of the loan amount, subject to a minimum of Rs.1,000 and a maximum of Rs.5,000. Axis Bank Car Loan.

  10. Auto Loans & Car Financing from Bank of America

    www.bankofamerica.com/auto-loans

    Example: A 5-year, fixed-rate used car loan for $25,000 would have 60 monthly payments of $445each, at an annual percentage rate (APR) of 2.59%.

  11. Own your ride with RCBC Auto Loans. Get an auto loan for a car or motorcyle with affordable monthly installments, low downpayment and flexible terms up to 5 years.

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