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  1. Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

  2. The last day to claim the cash reward is the last working day in the next calendar month after the end of the Promotion Period. All cash reward will be forfeited after 30 January 2021. If the selected members fail to comply with the Terms & Conditions herein, Promise (Hong Kong) Co., Ltd. will forfeit his/her cash reward entitlement without prior notice and reserves the right to ask for the ...

  3. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

  4. 信用卡找數迷思三:. 分期計劃提早還款有哪幾種手續費?. 打算提早還款,應先向銀行查詢提早還款的總金額,當中包括:分期計劃中尚欠的貸款餘額、提早還款手續費、未償還的手續費等。. 信用卡找數有困難找邦民!. 邦民是您解決財務困難的貼心之選 ...

  5. Unemployment Loan. Eligibility. A Hong Kong permanent resident holding a Hong Kong identity card who is aged 18 or above. A Hong Kong permanent resident holding a Hong Kong identity card. Be unemployed at the time of loan application for at least 2 consecutive months (proof of unemployment is required) Application Period.

  6. Do I need to apply again for a re-finance after full repayment of the previous loan? If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches .

  7. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!