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  1. www.promise.com.hk › en › faqApplication Review & Transfer Time | Promise HK

    In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

  2. www.promise.com.hk › en › faqRevolving Loan | FAQ | Promise HK

    Do I need to apply again for a re-finance after full repayment of the previous loan? If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise ...

  3. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

    Promise provides unsecured personal loans, which do not require any mortgage item or guarantor. How long does the loan procedure take? You can get the preliminary approval result instantly * upon your submission of the online application form or after filling in the application form and complete simple loan procedure.

  4. www.promise.com.hk › en › productTertiary Student Loans | No Income Proof | Promise HK

    Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong.

  5. www.promise.com.hk › en › productLoan Products | For Different Needs | Promise HK

    Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84

  6. www.promise.com.hk › en › knowledge-on-personal-loanCommon Misconceptions | Promise HK

    Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.

  7. www.promise.com.hk › en › apply-formOnline personal loan application | Promise HK

    According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)