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1. www.sc.com › hk › zh安老按揭計劃 – 渣打銀行香港 - Standard Chartered

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   4 天前 · 安老按揭計劃. 物業業主可以住宅物業轉換為現金及/或固定每月收取年金 – 與此同時，他們仍可繼續居住在原有物業直至百年歸老並終身毋須償還貸款。 靈活的年金年期. 可分10 年、15 年或20 年的固定年期或終身每月收取年金及/或一筆過貸款 – 應付特殊情況。 安居於原有物業. 提取安老按揭貸款後，可繼續居住在原有物業直至百年歸老。 終身毋須還款^ 借款人可終身毋須還款。 於貸款終止時. 出售物業及清還貸款後，所得的餘額將歸於遺產代理人。 六個月的冷靜期. 可於首六個月內決定終止安老按揭貸款，並退還和豁免所有按揭保費。 顯示更多. 備註. 由香港按證保險有限公司（ 香港按證保險有限公司）營運的安老按揭計劃，旨在讓 55 歲或以上（未補地價資助出售房屋須為60歲或以上）的業主申請。

2. www.sc.com › hk › mortgagesReverse Mortgage Programme – Standard Chartered HK

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   The Reverse Mortgage Programme operated by HKMC Insurance Limited (“HKMCI”) and aimed for property owners who are aged 55 or above (or aged 60 or above for subsidised sale flats with unpaid land premium).

3. www.sc.com › hk › mortgagesCurrent Mortgage Policy – Standard Chartered HK

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   HK$4,000,001 – HK$4,499,999. 80% – 90%*. (Maximum HK$3,600,000) HK$4,500,000 – HK$6,000,000. 80%. * Mortgage Loan exceeding 80% LTV ratio under Mortgage Insurance Programme is only applicable to regular salaried first time homebuyers (not holding any properties at the time of application) with debt-to-income ratio up to 50% and subject to ...

4. www.sc.com › hk › mortgagesMortgage Tips – Standard Chartered HK

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   Mortgage Tips. Find out what to look out for at each stage of buying your home. 1. What to consider before purchasing your property. Read More. 2. Collecting property information. Read More. 3. Six steps for purchasing your property. Read More. 4. Documents required for mortgage application. Read More. 5. Budgeting for your purchase. Read More. 6.

5. www.sc.com › hk › mortgagesHome BonusPack with Mortgage Plan – Standard Chartered HK

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   For details, please refer to the promotion leaflet and terms and conditions or contact any of our staff . For a mortgage loan amount of HKD4,000,000, mortgage rate is as low as the Bank’s Hong Kong Dollar Prime Rate minus 2.75%p.a. or 1-month Hong Kong Interbank Offered Rate (HIBOR) plus 1.3%p.a. Rate quoted as an indicative information only.

6. www.sc.com › hk › zhMortgageOne增值按揭戶口 – 渣打銀行香港 - Standard Chartered

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   產品資料概要. MortgageOne®增值按揭戶口. 綜合管理戶口. 一個戶口綜合管理按揭貸款及存款. 節省更多利息. 您的存款結餘可用作減低貸款淨餘額，從而減低按揭利息支出. 縮短還款期. 以您的存款餘額清還按揭貸款. 靈活運用資金. 隨時提款，保留資金靈活性. 立即申請. 按揭申請專線: (852)2886-8855. 網上申請: 按此. 親臨任何一間 分行. 按揭「亞洲萬里通」里數獎賞. 提取港幣4,000,000元按揭貸款可享高達400,000「亞洲萬里通」里數. 了解更多. 立即申請. 產品資料概要. 例子. 假設您想獲取港幣4,000,000元貸款額。 以上例子並未將任何收費 (例如開立費、年費和其他收費（如適用）)及利息更改計算在內，僅供參考之用。

7. www.sc.com › hk › mortgagesRefinancing | Mortgage Loans – Standard Chartered HK

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   Take advantage of our refinancing mortgage solutions to lower your repayments, pay off your loan faster, or free up funds for other uses. Apply Now. KEY FACTS STATEMENT.