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  1. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with any financial problems in your college life. See Loan Offers Calculate Your Monthly Repayment.

  2. In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

  3. Revolving Loan. FAQ - Revolving Loan. Do I need to apply again for a re-finance after full repayment of the previous loan? How can I raise my revolving loan amount? How do I check the remaining repayment tenure period after applying for a revolving loan using the 24-hour Member Hotline / the member zone on the Promise website?

  4. Things to note when upload documents. Complete your loan application, submit documents and sign agreements online anytime, anywhere you are. Learn more now!

  5. You can apply on this website, call our New Applicant Hotline at 3199 1199 or visit any of our branches. What are the procedures to apply for a loan? You can apply for a loan instantly with simple steps.

  6. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Get a loan online without documents, subject to your circumstances. Apply online and get approved anytime. Learn more now!

  7. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you