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  1. 不論你是全職或自僱,申請貸款只需身份證及手提電話 # ,免卻繁複步驟,輕鬆解決周轉需要! 立即網上申請. 急需貸款,不能再等? 邦民全速應援! 邦民使用轉數快極速過數,現金一批即到手 ^ ,助你瞬間捕捉黃金機會,理想生活一擊即中! 立即網上申請. 全城驚喜, 實際年利率低至1.12%! 邦民超低息貸款,助你輕鬆周轉,減省利息支出。 請即. 了解更多 詳情! 立即網上申請. 春日應援,花開好運來,洋溢暖意送大禮! 新客戶成功貸款,獎現金高達$10,000 ! 立即 了解詳情 ! 立即網上申請. 24 小時網上即時批核 ⦿ ,助你跨越難關! 邦民貸款由申請至過數,都可網上辦妥,全程無需現身 * 。 一經批核,現金極速到手 ^ 。 助你向夢想衝刺! 立即網上申請.

  2. 立即掌握邦民最新優惠資訊,簡易快速完成貸款,網上一批即過數,隨時解決現金周轉需要! 迎新優惠. 邦民迎新優惠. 全新客戶於2024年6月30日或之前申請及提取貸款,可獲獎高達港幣$10,000 。 了解詳情. 會員優惠. 邦民「友著數」會員推薦計劃. 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。 了解詳情. 最新影片. 《免入息證明,輕鬆貸款》 邦民全心應援你! 無論在職或自僱,無需證明文件,有身份證及手提電話 # 就申請得! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《無需現身,邊度貸款都得》 邦民時刻應援你! 由申請至過數都無需現身 * ,助你向夢想衝刺! 新客戶獎現金高達HK$10,000 ! 電視廣告.

  3. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. FAQ. Revolving Loan. FAQ - Revolving Loan. Do I need to apply again for a re-finance after full repayment of the previous loan?

  4. 以 邦民日本財務 ,設有多種優質貸款產品供客戶選擇,例如: 自僱人士免文件貸款 、 $2,000小額貸款 及 循環貸款 服務等等,而邦民日本財務的貸款服務以日息計算,貼心地提供特低利息予貸款人。 邦民日本財務擁有 多間分行 遍佈於港九新界,特設 會員貸款專線 及 網上貸款申請 服務,讓貸款人輕鬆貸款。 借之前要睇清楚! 邦民日本財務是數一數二能給您信心保證的一線財務公司! 相信大家現在已更深入了解到一線、二線財務/貸款的分別,以及於二線財務/貸款借貸前應注意的事項了。 然而,不論是向一線或二線財務/貸款借貸,借貸前都應先清楚了解貸款合約上的條款及細則,以保障自身利益。 想更安心地貸款? 您可選擇一間信譽良好的財務公司,例如 邦民日本財務 就是數一數二能給您信心保證的一線財務公司。

    • Repayment Period
    • Interest Rate
    • Fee
    • Application Documents
    • Reward Program

    The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

    When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

    Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

    It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

    To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

  5. 市場上有各式各樣的貸款機構及私人貸款產品,只需要完成簡便手續,就能即時助您解決財務需要。 如邦民設有網上申請服務,全程可於網上辦妥,特快初步批核,令您輕易獲取貸款。 然而,「借錢邊間好」是不少人在選擇私人貸款產品時會面對的問題。 其實,私人貸款產品雖然能助您即時達成財務目標,但同時亦會影響您未來的財務計劃,所以在判斷「私人貸款邊間好」前,應該將以下因素納入考慮,以選出最合符自己個人需要的私人貸款方案。 1. 還款期直接影響每月的供款金額。 還款期愈長,代表每月還款額愈低,還款壓力亦相對較低,但同時要留意總利息支出亦會相應而增加。 所以申請貸款時,記得先了解自己的財政狀況及之後的還款能力,選擇適合自己的還款期。 選擇能提供靈活還款期的貸款產品,會有助你節省利息支出及縮短還款年期。 2.