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The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.
Apply Now. Promise is introducing a new loan product with annual percentage rate (APR) as low as 1.12%! Also, we are delighted to present our limited time Welcome Offer! Eligible New Customers who withdraw their loans from 1 April 2024 to 30 June 2024, will receive a cash reward of up to HK$10,000 .
Use Promise's loan calculator to calculate the repayment amount and repayment period of a personal loan for your reference, and see the cost of your loan clearly at a glance. Borrowing money is just that secure, without any hesitation!
Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.
How long does the transfer take after approval? In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure.
Promise’s Personal Loan Calculator calculates monthly interest repayment with the annual percentage rate as a reference, so you can customise your loan amount and repayment period. Learn more now.
How do I check the remaining repayment tenure period after applying for a revolving loan using the 24-hour Member Hotline / the member zone on the Promise website?