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  1. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  2. In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

  3. After completion of payment, please keep the reference number as a record for future enquiries. During registration or payment, please enter the first 8 digits of your membership number. For details and enquiries on PPS services, please call PPS's hotline at 900 00 222 329.

  4. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  5. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.

  6. Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.

  7. "The reality of life is cruel," he said, "having lived without worrying about basic necessities in secondary school, I only realised as a university student that everything revolves around money." Burdened by financial difficulties for the first time in his life, he was at a loss for what to do - until PROMISE's loans provided the perfect way out during his time as a university student.

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