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  1. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  2. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.

  3. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  4. Bank of China (Hong Kong) Online Banking * Bank of China (Hong Kong) users can settle the repayment via BOC (HK) online banking. When registering or settling the repayment, please select "bill payment" and "credit services", and enter your 8-digit 3988 2388.

  5. www.promise.com.hk › en › faqFAQ | Promise HK

    Technical Support. Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment.

  6. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  7. Hong Kong ID card Bank book, bank statement or ATM card (with name of account holder and account number) Proof of residential address * Proof of income * (e.g. payslip, company letter, proof of contribution of MPF, etc.) * All documents must be issued For ...

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