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  1. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!

  2. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  3. Revolving Loan Being a business owner or freelancer, you may face cash flow problems due to unpredictable revenue. Promise's revolving loan scheme allows you to withdraw approved revolving loan amount at any time, with the ability to adjust the repayment period and amount, to solve your immediate cash flow needs conveniently and flexibly.

  4. 一般條款及細則 定義 在本一般條款及細則內: 「 借款人」指姓名載述於合約內容「借款人」一欄內的人士及其繼承人和受讓人; 「 香港」指中華人民共和國香港特別行政區; 「 貸款人」指邦民日本財務(香港)有限公司及其繼承人和受讓人; 「 貸款」指由貸款人向借款人所發放在貸款確認書內或 ...

  5. 您可嘗試從以下由本公司發給您的文件內找到您的會員號碼 (如適用) 於「貸款合約」上貸款合約編號欄顯示的首7位數字為您的會員號碼 或 於「月結單」上會員號碼欄顯示的首7位數字 如需職員協助,請於辦公時間內致電客戶服務熱線 3199 1199或親臨邦民任何一間分行查詢。

  6. The More You Repay, the More You Save. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount ...