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  1. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!

    • Your Loan, Your Call
    • The More You Repay, The More You Save
    • Instant Approval
    • Withdraw Anytime

    Normally, a typical loan process involves the application, approval, and fund transfer which are one-time procedure. Every time when you apply for re-finance, you need to reapply and resubmit documents, which is time-consuming and inflexible for your urgent needs. Revolving loans exempt you from all these complicated procedures. Credit limit is res...

    Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount in full or in part according to your abilit...

    General personal loans are approved manually in typical finance institutions. It may take around 10 working days or more from the application to transfer, which is a pressing matter to the borrower. You may apply Promise revolving loan online or via the member hotline without additional application procedures. It is more convenient than typical per...

    Convenience is vital for personal loans. Promise's revolving loan service transfers funds to your bank account 24 hours a daywithout limitation by time and working days. Your urgent needs are easily resolved. Promise's revolving loan is a quicker and easier solution, which addresses your financial emergency in different situations and enables you t...

  2. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  3. 利率:月平息0.2% (以實際年利率4.49%計) 按36個月還款期計算,手續費全免. 每月還款金額為HK$5,940;總還款額為HK$213,840. 網上申請邦民貸款快捷方便,只需填寫簡單個人資料,即可測試您的貸款資格。. 一經批核,即時過數!. 滿足您不同的資金財務需要。.

  4. Use Promise's loan calculator to calculate the repayment amount and repayment period of a personal loan for your reference, and see the cost of your loan clearly at a glance. Borrowing money is just that secure, without any hesitation!

  5. 使用邦民的私人貸款及利息計算機,已知實際年利率的情況下,令貸款利息的預算變得更簡單方便。. 貸款前只需在貸款計算機上輸入貸款額、還款期等資料,私人貸款計算機便可估算每月還款及利息。. 在比較不同借貸產品的利息等貸款資料時,客戶更可以還款 ...

  6. Promise’s Personal Loan Calculator calculates monthly interest repayment with the annual percentage rate as a reference, so you can customise your loan amount and repayment period. Learn more now.