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  1. What are the procedures to apply for a loan? How much can I borrow? Do I need to provide a mortgage item or a guarantor to get a loan? How long does the loan procedure take? What is the longest repayment period? Do you have queries about loan application? Eligibility Criteria and Document Requirements. Interest and Handling Fee.

  2. Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.

  3. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12).

  4. Apply Online Now. Wows the city with the annual percentage rate (APR) as low as 1.12%! Low interest loan to boost your cash flow and ease your burden. Learn more now! Apply Online Now. May your wishes blossom with our spring offer! New applicants will get up to HKD10,000 cash reward upon successful loan! Learn more! Apply Online Now.

  5. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  6. CEF Application Procedures. 1. Paper-based application. Step 1: Obtain the application form by visiting the Office of the Continuing Education Fund (OCEF) or the Home Affairs Enquiry Centres, or by downloading from the OCEF official website.

  7. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Things to note when upload documents. Complete your loan application, submit documents and sign agreements online anytime, anywhere you are.

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