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1. www.promise.com.hk › en › knowledge-on-personal-loanGuide for CEF Application | Popular CEF Courses | Claiming ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   However, the tuition fees for these courses are generally higher than those short-term courses. The above mentioned courses require approximately HK$56,000 and HK$130,000 respectively. For the latest information of eligible CEF courses, please refer to Course Search Engine .

2. www.promise.com.hk › en › knowledge-on-personal-loanKnowledge on Loans | Personal Loans | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Knowledge on Personal Loan. When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

3. www.promise.com.hk › en › careersJoin Us | Promise HK

   www.promise.com.hk › en › careers

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   Full-time employees of Promise (Hong Kong) Co., Limited can enjoy the following benefits: Promise (Hong Kong) Co., Limited sincerely invites high calibre candidates to join us as: If anyone who is interested, please submit your application with resume (quoting reference number) by email or fax. Promise recruits talent through numerous channels ...

4. www.promise.com.hk › en › knowledge-on-personal-loanReason of Applying for Loans | Loan Products Comparison | ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • Purchasing Property
   • Starting A Business
   • Further Education
   • Paying Tax
   • Emergency Cash Expenses
   • Investment
   • Overspending
   • Debt Consolidation

   Buying a home in Hong Kong is expensive, not to mention needing to pay for the renovation and furniture. It is difficult for a family in HK to afford the down payment using just their savings. Therefore, many Hong Kong people will apply for a personal loan to help with the down payment and the renovation expenses.

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   A startup fund is needed when you have a startup dream. If you want to set up a physical store, it is better to prepare more cash than expected. A personal loan would be a more flexible and speedy choice compared to the traditional startup loan which requires an interview before approving.

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   Competition in the workplace is fierce, and further study is needed if you want to increase your competitiveness. However, fees for a bachelor's degree, master's degree and particular professional courses are expensive. Tuition fees can easily come in over 10 thousand dollars. Most people will choose to make a loan to enable them to pursue their dr...

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   Those who often overspend or live from paycheck to paycheck, might find themselves fell short when it comes to tax season. Compared to paying taxes with credit cards, interest rate of tax loans would be lower, which make applying for a tax loan a popular option during the tax season.

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   If there are emergencies, especially when surgical and medical fees are incurred, it is common that a huge amount of expenditure needs to be paid in a short period. People prefer to get a personal loan from financial institutions in order to obtain the funds immediately. With instant approval and instant fund transactions, financial institutions us...

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   As members of a financial city, many Hong Kong people engage in investing. When there are opportunities to grow their wealth or expand their business, some investors will apply for a loan to receive funds immediately so as not to miss an opportunity to build wealth.

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   Online shopping is convenient and efficient nowadays. People might overspend due to impulsive shopping habits, and even repay their credit card bill with another credit card. People who do not want to pay expensive interest would consolidate their debts into one loan in order to solve accumulated debts in one go.

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   Many people in Hong Kong have multiple credit cards, debts even pile up as they purchase a house or a car. Meanwhile, the interest rate of credit card loans is higher than personal loans in general. Therefore, many people will carry out debt restructuring by combining multiple outstanding balances into one loan, which reduces the repayment interest...

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5. www.promise.com.hk › en › productNo-doc Loans for Self Employed Persons | Promise HK

   www.promise.com.hk › en › product

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   The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

6. www.promise.com.hk › en › productTertiary Student Loans | 24-hr Initial Approval | Promise HK

   www.promise.com.hk › en › product

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   Personal Loans are applicable to tertiary students. They are instantly approved and transferred, have no handling fees and can be used immediately. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months

7. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Loan Interest Calculation | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...