雅虎香港 搜尋

登入

搜尋結果

  1. www.promise.com.hk › knowledge-on-personal-loan › common有欠債紀錄也有機會成功借貸 | 拆解借貸謬誤 改善財務狀況 | 邦 ...

    8大最常見借貸原因. 隨著現時更多「網上即批貸款」、「免入息審查貸款」、「快捷小額貸款... 仲左諗右諗？ 邦民即刻幫到手！ 立即申請. 還款期最短為3個月及最長為84個月。 根據放債人條例，實際年利率不超過48%。 所有示例資訊只作參考，最終批核按個別申請人之實際情況而定： 貸款額：HK$200,000. 利率：月平息0.2% (以實際年利率4.49%計) 按36個月還款期計算，手續費全免. 每月還款金額為HK$5,940；總還款額為HK$213,840. 信用卡有結欠，或是有其他私人貸款，同樣能夠申請貸款。 邦民為你拆解借貸謬誤，只需要避免留下負面信貸紀錄，就能較輕易獲得貸款批核，適量借貸幫您更易達到財務目標。

  2. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

    The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  3. www.promise.com.hk › en › knowledge-on-personal-loanBe Aware of when Choosing a Money Lender | Promise HK

    • What Are Financial Intermediaries?
    • The Common Tricks of Unscrupulous Financial Intermediaries
    • Be Cautious to Avoid Being Scammed

    Financial intermediaries are not real financial institutions, but third-party institutions acting as agents who help people to apply for lower interest rate loans in exchange for the handling fee from financial institutions. Unscrupulous financial intermediaries charge the applicants steep handling fees with the excuse of offering financial assessm...

    在「promise.com.hk」查看更多資訊

    Unscrupulous financial intermediaries collect personal data from illegal means and phone scam their targets. Here are a few common tricks they use: 1. Claim they can help to apply for loans with a low interest rate and low criterion, with the promise of "no charge without result". This method lures people with financial difficulties into borrowing ...

    在「promise.com.hk」查看更多資訊

    The safest way to not fall prey to unscrupulous financial intermediaries is borrowing money from licensed money lenders with good credibility, such as Promise. Financial institutions with a money lender's license number are regulated by the government, which protects the consumers. The personal loan plans of Promise offer annual percentage rates as...

    在「promise.com.hk」查看更多資訊

  4. www.promise.com.hk › faq › interest-and-handling-fee借錢利息及手續費 | 私人貸款常見問題 | 邦民日本財務 - Promise

    技術支援. 借錢的利息及手續費點計？. 邦民日本財務解答你的問題！. 邦民私人貸款一批即過數，還款期靈活自主，利息以日息計算，且不收任何額外罰息或手續費，立即了解更多！.

  5. www.promise.com.hk › lenders-ordinance放債人條例條文撮要 | 邦民日本財務 - Promise

    本條例第22條述明，任何貸款協議如訂定須支付複利或訂定不准以分期方式償還貸款，均屬非法。 此外，任何貸款協議如訂定到期而未支付的款項須收取較高利率，亦屬非法，但該協議可訂定，未償還的本金部分及利息須收取單利，但利率不得超過在沒有拖欠的情況下須支付的利率；但如法庭信納，該協議如因不符合本條規定而成為非法並不公平，則可宣布該份非法協議全部或部分合法。 本條例第23條述明，如放債人在訂立貸款協議時或接受貸款保證時並未領有牌照，則與該放債人訂立的貸款協議及給予他的保證不得強制執行；但如法庭信納，該協議或保證如因本條規定而不能強制執行並不公平，則可宣布該協議或保證的全部或部分可予強制執行。 本條例第IV部撮要─過高利率.

  6. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

    Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  7. www.promise.com.hk › relevant-terms-and-conditions有關條款及細則 | 邦民日本財務

    一般條款及細則. 定義. 在本一般條款及細則內：. 「借款人 」指姓名載述於合約內容「借款人」一欄內的人士及其繼承人和受讓人；. 「香港 」指中華人民共和國香港特別行政區；. 「貸款人 」指邦民日本財務 (香港)有限公司及其繼承人和受讓人；. 「貸款 」指 ...