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  1. The above monthly repayment amount calculation is based on the assumption of annual interest rate of 4.40% - 25.60%. The repayment amount and repayment period shown on the Personal Loan & Interest Calculator are for reference only. The approval of loan is subject to the final and absolute discretion of Promise (Hong Kong) Co., Limited.

  2. How Promise protects you online. Promise (Hong Kong) Co., Limited ("Promise") ensures your online transactions are safe and secure. As a financial service provider, Promise is used to thinking about security. Promise uses industry standard security technology and practices to safeguard your account from any unauthorized access.

  3. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  4. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Can complete repayment earlier? Pay off your loan early without additional handling fees or penalty charges. Easy loan, easy pay!

  5. Promise is your first-choice lender. Annual percentage rate (APR) as low as 1.12%. Low interest loan to ease your burden. Apply Online Now. Promise – Easy Loan, Easy Pay! As a money lender providing online low interest loans, we are here to help meeting your financial needs. Welcome Offer Rewards up to HK$10,000 cash.

  6. GENERAL TERMS AND CONDITIONS Definitions In these General Terms and Conditions: " Borrower means the person whose name is stated in the "Borrower" column on the Agreement Details and his successors and assigns; " Hong Kong" means the Hong Kong Special Administrative Region of the People's Republic of China;

  7. The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.