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  1. www.promise.com.hk › en › knowledge-on-personal-loanUnemployment loan eligibility checklist | Promise HK

    Unemployment rate has surged to new highs as Hong Kong's economy is hit hard by the COVID-19 pandemic. In order to reduce the financial pressure of the unemployed and jobless, the HK government announced to launch the 100% Personal Loan Guarantee Scheme (Unemployment Loan) again to help them meet urgent financial needs.

  2. www.promise.com.hk易借易還 | 網上低息私人貸款公司 | 邦民日本財務

    邦民Promise 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務（香港）有限公司自1992年在香港營業，一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗，成立專業貼心貸款公司，為 ...

  3. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

    • What Is Tax Loan?
    • Tax Loan Strategy – The Selling Points of Tax Loan in HK
    • Tax Loan Strategy – Comparison of Different Tax Loans
    • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
    • Tax Loan Strategy – Bank vs Money Lenders
    • Note 1: Approval Time
    • Note 2: Supporting Documents
    • Note 3: Repayment Period
    • Tax Loan Strategy – Promise's Low-Interest Personal Loan
    • How to Apply Tax Loan at Promise?

    Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

    在「promise.com.hk」查看更多資訊

    Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

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    What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

    在「promise.com.hk」查看更多資訊

    As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

    在「promise.com.hk」查看更多資訊

    Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

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    As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

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    Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

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    As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

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    Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

    在「promise.com.hk」查看更多資訊

    Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

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  4. www.promise.com.hk › en › knowledge-on-personal-loanIVA or bankruptcy? Promise offers you another way out – Debt ...

    Unemployment rate has surged to new highs as Hong Kong's economy is hit hard by the COVID-19 pandemic....

  5. 2019冠狀病毒病 - 香港特區政府資訊

  6. www.promise.com.hk › en › newsLatest News | Promise HK

    2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

  7. www.promise.com.hk › en › productTertiary Student Loans | 24-hr Initial Approval | Promise HK

    Financial pressure from all directions had already felt suffocating, and the sudden onslaught of the Covid-19 pandemic worsened my situation even more. Tuition centres temporarily closed down; personal tutoring also became impossible.

  8. www.promise.com.hk › en › knowledge-on-personal-loanBeware of the risks with easily approved mobile loans | ...

    Unemployment rate has surged to new highs as Hong Kong's economy is hit hard by the COVID-19 pandemic....

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