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1. www.promise.com.hk › en › faqFlexible Repayment Period | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   What if the monthly repayment date happens to be a public holiday? If the repayment day is not a bank clearing day in that month, the repayment day will be moved up/postponed to the next banking clearing day, in accordance with the "arrangement of repayment day not being bank clearing day" as stated in the loan agreement signed by customers.

2. www.promise.com.hk › en › about-usInformation | Promise HK

   www.promise.com.hk › en › about-us

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   2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

3. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • What Is Tax Loan?
   • Tax Loan Strategy – The Selling Points of Tax Loan in HK
   • Tax Loan Strategy – Comparison of Different Tax Loans
   • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
   • Tax Loan Strategy – Bank vs Money Lenders
   • Note 1: Approval Time
   • Note 2: Supporting Documents
   • Note 3: Repayment Period
   • Tax Loan Strategy – Promise's Low-Interest Personal Loan
   • How to Apply Tax Loan at Promise?

   Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

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   Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

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   What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

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   As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

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   Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

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   As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

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   Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

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   As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

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   Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

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   Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

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4. www.promise.com.hk › en › relevant-terms-and-conditionsRelevant terms and conditions | Promise HK

   www.promise.com.hk › en › relevant-terms-and-conditions

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   GENERAL TERMS AND CONDITIONS Definitions In these General Terms and Conditions: " Borrower means the person whose name is stated in the "Borrower" column on the Agreement Details and his successors and assigns; " Hong Kong" means the Hong Kong Special Administrative Region of the People's Republic of China;

5. www.promise.com.hk › en › schedule-maintenanceSystem Maintenance Schedule | Promise HK

   www.promise.com.hk › en › schedule-maintenance

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   Sun. 2:30am-8:30am. Sun and public holidays. 10:00pm-11:30pm. Last business day of each month. 10:00pm-4:00am. Notes: All times displayed are in Hong Kong time. During the maintenance period, our 24-hour member hotline and the loan service in our member zone will not be affected (except for those who need to renew the Agreement).

6. www.promise.com.hk › en › knowledge-on-personal-loanCompare Instant Loan with Other Personal Loan Service | ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   You can get your loan online any time via your mobile or computer, including Sundays and public holidays. But what makes an instant personal loan different from a typical loan? Why can they be applied online, instantly approved and transferred straight away?

7. www.promise.com.hk › en › csrSustainability | Promise HK

   www.promise.com.hk › en › csr

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   Promise has been dedicated our professional service to helping Hong Kong people with their financial needs since 1992. Aside from our daily business, we also actively work with other communities in Hong Kong through various activities planning to achieve sustainability under ESG framework. We are dedicated to promoting environmental protection ...