Prime – 1% p.a. 0.2% of Facility limit, minimum of HKD1,000 and maximum HKD10,000. Overdraft Facility without a mortgage loan 2. Prime + 1% p.a. 1 Interest shall accrue daily on the basis of a 365-day or 366-day year (where applicable). The Prime Rate means the Hong Kong Dollar Prime Rate as announced by Standard Chartered Bank (Hong Kong ...