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1. www.promise.com.hk › knowledge-on-personal-loan › car-loan拆解汽車貸款 | 供車上會計算攻略 | 精明買車攻略 | 邦民日本財務

   www.promise.com.hk › knowledge-on-personal-loan › car-loan

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   供車上會實為傳統汽車貸款，主要有兩種：以「汽車貸款（租賃）」或「汽車貸款（租購）」形式計算，整個供車上會過程主要是由車行或汽車代理代辦，並由買家以分期方式償還汽車貸款；至於「租賃」或「租購」分別在於，前者需先繳付「首期」；而後者則以不用繳付「首期」，惟供款利率一般較高。 傳統供車上會計算方法. 如果選擇以汽車貸款（租賃）方式購入汽車，首先要繳付的便是「首期」，款項一般為年期加一乘每期供款額；如還款期定為5年，即需先支付6個月的供款作首期，此方案較適合資金充裕的人士。 相反地，汽車貸款（租購）雖然不需買家先付首期，不過一般利率會較汽車貸款（租賃）高。 另外要注意的是，傳統汽車貸款的年息一般是以年計的平息計算。 記住！ 供車上會一般不是以實際年利率 (APR)方式計算。 傳統汽車貸款注意事項.

2. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

   www.promise.com.hk › en › why-promise

   • 網頁紀錄

   Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

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   Is direct Asia Management Services Ltd a regulated insurance company?

   • Direct Asia Management Services Ltd is not a regulated insurer itself. General insurance for risks in Singapore is underwritten by Direct Asia Insurance (Singapore) Pte Ltd (Company No: 200822611G) an insurance company licensed to undertake general insurance in Singapore.

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   How to use direct Asia Insurance promo code?

   • The code is valid for a limited period of time. Insure your motorcycle with Direct Asia Insurance and apply this promo code and you will be granted $150 coupons on your shopping or petrol purchases. T&Cs apply. Register your new insurance policy and get a e-voucher by applying the promo code during the payment of your order.

   Direct Asia Insurance Promo Code | S$30 | March 2024 | Singapore

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   Is DirectAsia a good car insurance plan?

   • DirectAsia's car insurance plan is particularly valuable for continental car owners. DirectAsia's Comprehensive car insurance plans will benefit continental car drivers who appreciate the flexibility of customising their coverage based on needs. However, risk-prone drivers and those driving older or mid-priced sedans may not find a great bargain.

   DirectAsia Car Insurance Review: Valuable For Car Owners

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4. www.promise.com.hk › 2nd-hand-car-loan買二手車流程攻略 | 上會 vs 私人貸款、注意事項 | 邦民日本財務

   www.promise.com.hk › 2nd-hand-car-loan

   • 網頁紀錄

   香港法例規定車主需要購買第三者責任保險作為基本保障，車主亦可檢視自己需要選擇是否選購綜合汽車保險 (全保)。 購買汽車保險前，買家須先向賣家獲取車輛登記文件（牌簿）副本。 第五步：檢查車輛罰款已繳清. 為確保該車罰款已繳清，準買家可免費向任何牌照事務處，查閱無欠繳罰款記錄及無違例記錄證明書，排除「停牌」可能。 第六步：轉名過戶、支付尾數. 當一切都確認妥當，車輛買賣雙方需在72小時內，進行轉名過戶程序。 買賣雙方都要帶同車輛過戶通知書正本、車輛登記文件正本、汽車保險（Cover Note）、買賣雙方身份證明文件（身份證/ 護照）及住址證明，相約到運輸署辦理過戶手續。 及後，前車主所購買的第三者保險，亦會在車輛過戶後的72小時內失效。

5. www.promise.com.hk › en › about-usInformation | Promise HK

   www.promise.com.hk › en › about-us

   • 網頁紀錄

   2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

6. www.promise.com.hk › en › memberMember Zone | Promise HK

   www.promise.com.hk › en › member

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   Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

7. www.promise.com.hk › why-promise關於邦民 | 香港財務公司 私人貸款首選 | 邦民日本財務 - Promise

   www.promise.com.hk › why-promise

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   邦民香港的優勢 - 值得信賴 邦民香港是日本三大的大型銀行集團之一：三井住友金融集團（SMFG）的集團成員。 作為集團的海外子公司，邦民日本財務（香港）有限公司貫徹集團的服務理念，致力提供適合的財務支援以及靈活的私人貸款方案，與客戶建立信賴關係，成為客戶理想的財務好幫手。

8. www.promise.com.hk › enEasy Loan, Easy Pay | Online Personal Loan | Promise HK

   www.promise.com.hk › en

   • 網頁紀錄

   Promise is your first-choice lender. Annual percentage rate (APR) as low as 1.12%. Low interest loan to ease your burden. Apply Online Now. Promise – Easy Loan, Easy Pay! As a money lender providing online low interest loans, we are here to help meeting your financial needs. Welcome Offer Rewards up to HK$10,000 cash.