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  1. As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

  2. www.promise.com.hk › en › faqFAQ | Promise HK

    Don't pay any intermediaries. Money Lender's Licence Number : 1229/2023 Enquiry and Complaint Hotline : 3199 1199 Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to ...

  3. The More You Repay, the More You Save. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount ...

  4. The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...

  5. Don't pay any intermediaries. Money Lender's Licence Number : 1229/2023 Enquiry and Complaint Hotline : 3199 1199 Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to ...

  6. IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.

  7. If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.