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  1. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Can complete repayment earlier? Pay off your loan early without additional handling fees or penalty charges. Easy loan, easy pay!

  2. The above monthly repayment amount calculation is based on the assumption of annual interest rate of 4.40% - 25.60%. The repayment amount and repayment period shown on the Personal Loan & Interest Calculator are for reference only. The approval of loan is subject to the final and absolute discretion of Promise (Hong Kong) Co., Limited.

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  4. Or you can print out the application form that has been digitally signed by using "iAM Smart" mobile app. Step 3: Submit the signed form to the institution / course provider concerned for certification to prove that the applicants have successfully completed the relevant course(s).

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