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Microsoft Word - Fatwa on Current Account.doc. In the name of Allah, the Most Gracious, the Most Merciful. ISLAMIC CURRENT ACCOUNT BY STANDARD CHARTERED BANK PRONOUNCEMENT OF THE SCB SHARIAH SUPERVISORY COMMITTEE. All praise is due to Allah, the Cherisher of the World, and peace and blessing be upon the Prophet of Allah on his family and all ...
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- Islamic banking is a system of conducting banking activities in line with the principles of Shariah while avoiding all the prohibited activities su...
- The teachings of Islam are meant for both Muslims and non-Muslims. Universal values like honesty, justice, avoiding fraud, etc., form the basic pri...
- Shariah means a “Way” or “Path”. In Islam, Shariah means guidance and laws given by the Holy Quran and the Hadith/Sunnah of the Holy Prophet (Peace...
- Riba" means excess, increase or addition. As per Hadith of the Holy Prophet (Peace Be Upon Him), “Every loan that derives a benefit (to the lender)...
- This is not the case. Islamic banks accept deposits from customers on profit and loss sharing or on the basis of “Qard”. These funds are used in Sh...
- CONVENTIONAL BANKING Money is a commodity as well as a medium of exchange. Therefore, it can be sold at a price higher than its face value and it c...
- Mudarabah is an arrangement in which a person (called Rab-ul-Mal) participates with his money and another person (called Mudarib) participates with...
- Musharakah is a partnership contract. The profits are shared as per agreed ratios between partners and losses are borne in proportion to their resp...
- Diminishing Musharakah (DM) is a form of co-ownership in which two or more persons share the joint ownership of a tangible asset (e.g. house) in an...
- Musawamah is the general sale of goods whereby the seller is not obliged to disclose to the buyer the cost of goods sold.
Application for Loan Against Trust Receipt / Import Loan / Import Invoice Financing / Proforma Invoice Financing.
He has obtained the Takhassus Fil Fiqh il Islami (Specialization in Islamic Jurisprudence and Fatwa) & Shahadat-ul-Aalamia (Dars-e-Nizami) from Jamia Farooqia & Wifaq Ul Madaris respectively. Additionally, he holds an M.Phil and MSc in Economics from University of Karachi.
