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  1. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  2. 2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  3. The above decoration cost for 300 to 400 sq. ft. units includes basic decoration items, such as floor tiles for the living room and bedrooms, window sills, repainting of walls and ceilings, etc. Understanding the Quotation As a savvy resident, it is advisable to You ...

  4. Simple tasks in my daily life, such as cooking and washing my clothes, also became a burden – even without taking into consideration the rent and living costs I had to split with my flatmate. Financial pressure from all directions had already felt suffocating, and the sudden onslaught of the Covid-19 pandemic worsened my situation even more.

  5. No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans Updated on 2022.04.30 In recent years, quite a few people have chosen to build wealth through financial investments, but the stock ...

    • Purchasing Property
    • Starting A Business
    • Further Education
    • Paying Tax
    • Emergency Cash Expenses
    • Investment
    • Overspending
    • Debt Consolidation

    Buying a home in Hong Kong is expensive, not to mention needing to pay for the renovation and furniture. It is difficult for a family in HK to afford the down payment using just their savings. Therefore, many Hong Kong people will apply for a personal loan to help with the down payment and the renovation expenses.

    A startup fund is needed when you have a startup dream. If you want to set up a physical store, it is better to prepare more cash than expected. A personal loan would be a more flexible and speedy choice compared to the traditional startup loan which requires an interview before approving.

    Competition in the workplace is fierce, and further study is needed if you want to increase your competitiveness. However, fees for a bachelor's degree, master's degree and particular professional courses are expensive. Tuition fees can easily come in over 10 thousand dollars. Most people will choose to make a loan to enable them to pursue their dr...

    Those who often overspend or live from paycheck to paycheck, might find themselves fell short when it comes to tax season. Compared to paying taxes with credit cards, interest rate of tax loans would be lower, which make applying for a tax loan a popular option during the tax season.

    If there are emergencies, especially when surgical and medical fees are incurred, it is common that a huge amount of expenditure needs to be paid in a short period. People prefer to get a personal loan from financial institutions in order to obtain the funds immediately. With instant approval and instant fund transactions, financial institutions us...

    As members of a financial city, many Hong Kong people engage in investing. When there are opportunities to grow their wealth or expand their business, some investors will apply for a loan to receive funds immediately so as not to miss an opportunity to build wealth.

    Online shopping is convenient and efficient nowadays. People might overspend due to impulsive shopping habits, and even repay their credit card bill with another credit card. People who do not want to pay expensive interest would consolidate their debts into one loan in order to solve accumulated debts in one go.

    Many people in Hong Kong have multiple credit cards, debts even pile up as they purchase a house or a car. Meanwhile, the interest rate of credit card loans is higher than personal loans in general. Therefore, many people will carry out debt restructuring by combining multiple outstanding balances into one loan, which reduces the repayment interest...

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