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1. www.promise.com.hk低息網上私人貸款 | 香港財務借貸公司 | myPROMISE | 邦民日本財務

   www.promise.com.hk

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   邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務（香港）有限公司自1992年在香港營業，一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗，成立專業貼心貸款公司，為 ...

2. www.promise.com.hk › en › knowledge-on-personal-loanUnemployment loan eligibility checklist | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   In order to reduce the financial pressure of the unemployed and jobless, the HK government announced to launch the 100% Personal Loan Guarantee Scheme (Unemployment Loan) again to help them meet urgent financial needs. However, is every unemployed or jobless individual eligible to the loan?

3. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • What Is Tax Loan?
   • Tax Loan Strategy – The Selling Points of Tax Loan in HK
   • Tax Loan Strategy – Comparison of Different Tax Loans
   • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
   • Tax Loan Strategy – Bank vs Money Lenders
   • Note 1: Approval Time
   • Note 2: Supporting Documents
   • Note 3: Repayment Period
   • Tax Loan Strategy – Promise's Low-Interest Personal Loan
   • How to Apply Tax Loan at Promise?

   Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

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   Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

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   What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

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   As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

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   Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

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   As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

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   Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

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   As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

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   Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

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   Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

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4. 其他人也問了

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   Hong Kong Future - Chak Chung

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   What's so special about Hong Kong?

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   Who is promise (Hong Kong)?

   • As a wholly owned overseas subsidiary of the Group, Promise (Hong Kong) Co., Ltd implements its customer service philosophy and is committed to providing suitable financial support and flexible personal loan solutions, building reliable relationships with our customers. Aiming to become the ideal financial helper for our customers.

   About Promise | Promise HK

   www.promise.com.hk/en/why-promise

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5. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

   www.promise.com.hk › en › why-promise

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   The Personal Loan service of Promise is quick and easy. Promise is a well-known and trusted loan provider in Hong Kong. Apply online and get approved now!

6. www.promise.com.hk › en › knowledge-on-personal-loan拆解汽車貸款 | 供車上會計算攻略 | 精明買車攻略 | 邦民日本財務

   www.promise.com.hk › en › knowledge-on-personal-loan

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   供車上會實為傳統汽車貸款，主要有兩種：以「汽車貸款（租賃）」或「汽車貸款（租購）」形式計算，整個供車上會過程主要是由車行或汽車代理代辦，並由買家以分期方式償還汽車貸款；至於「租賃」或「租購」分別在於，前者需先繳付「首期」；而後者則以不用繳付「首期」，惟供款利率一般較高。 傳統供車上會計算方法. 如果選擇以汽車貸款（租賃）方式購入汽車，首先要繳付的便是「首期」，款項一般為年期加一乘每期供款額；如還款期定為5年，即需先支付6個月的供款作首期，此方案較適合資金充裕的人士。 相反地，汽車貸款（租購）雖然不需買家先付首期，不過一般利率會較汽車貸款（租賃）高。 另外要注意的是，傳統汽車貸款的年息一般是以年計的平息計算。 記住！ 供車上會一般不是以實際年利率 (APR)方式計算。 傳統汽車貸款注意事項.

7. www.promise.com.hk › en › knowledge-on-personal-loanGet out of the Credit Card Debts Today | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Updated on 2022.05.31. Whether it is shopping online or in-store consumption, Hong Kong people are used to paying with credit cards. However, this could impose the risk of overspending, resulting in credit card overdraft! When faced with huge credit card debts, many people are unable to repay the full amount due.

8. www.promise.com.hk › en › knowledge-on-personal-loanIVA or bankruptcy? Promise offers you another way out ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   IVA, an abbreviation for Individual Voluntary Arrangement, is a debt restructuring scheme. An applicant who fails to pay off debt according to the original repayment terms can appoint an accountant or a lawyer as a nominee to apply to the Court for IVA and negotiate with the creditors for a new repayment plan that is affordable.